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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,511 | $81,208-80.9% | $98,920-84.3% | $79,856-80.6% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 39.04% | 60.99%-22.0pp | 196.47%-157.4pp | 31.71%+7.3pp |
| Employer contribution / active EE | $5,504 | $1,960+180.8% | $2,689+104.6% | $2,471+122.7% |
| Participant deferral / active EE | $2,336 | $3,265-28.5% | $4,245-45.0% | $3,741-37.6% |
| Admin fee / account holder | $449 | $6,013-92.5% | $6,643-93.2% | $5,306-91.5% |