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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,135 | $66,764+60.5% | $88,497+21.1% | $62,881+70.4% |
| Participation rate | 95.1% | 77.3%+17.8pp | 82.4%+12.7pp | 69.3%+25.8pp |
| Annual return | 3.27% | 10.37%-7.1pp | 7.63%-4.4pp | 20.14%-16.9pp |
| Employer contribution / active EE | $7,001 | $3,077+127.5% | $4,036+73.5% | $2,281+206.9% |
| Participant deferral / active EE | $4,753 | $3,976+19.5% | $4,899-3.0% | $3,203+48.4% |
| Admin fee / account holder | $11,389 | $4,668+144.0% | $6,220+83.1% | $4,296+165.1% |