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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,192 | $66,764+87.5% | $88,497+41.5% | $62,881+99.1% |
| Participation rate | 98.9% | 77.3%+21.6pp | 82.4%+16.5pp | 69.3%+29.6pp |
| Annual return | 12.85% | 10.37%+2.5pp | 7.63%+5.2pp | 20.14%-7.3pp |
| Employer contribution / active EE | $7,538 | $3,077+145.0% | $4,036+86.7% | $2,281+230.5% |
| Participant deferral / active EE | $6,225 | $3,976+56.6% | $4,899+27.1% | $3,203+94.4% |
| Admin fee / account holder | $10,486 | $4,668+124.6% | $6,220+68.6% | $4,296+144.1% |