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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,727 | $154,159-26.9% | $130,026-13.3% | $139,456-19.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 49.97% | 32.50%+17.5pp | -137.26%+187.2pp | 373.45%-323.5pp |
| Employer contribution / active EE | $8,748 | $5,292+65.3% | $4,321+102.4% | $4,753+84.1% |
| Participant deferral / active EE | $14,761 | $6,710+120.0% | $5,821+153.6% | $6,711+119.9% |
| Admin fee / account holder | $850 | $14,001-93.9% | $10,608-92.0% | $11,407-92.5% |