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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,809 | $124,314-69.6% | $109,163-65.4% | $167,518-77.4% |
| Participation rate | 78.6% | 79.4%-0.9pp | 75.9%+2.7pp | 82.1%-3.5pp |
| Annual return | 19.50% | 26.04%-6.5pp | 25.75%-6.2pp | 478.71%-459.2pp |
| Employer contribution / active EE | $2,983 | $4,209-29.1% | $3,723-19.9% | $4,838-38.4% |
| Participant deferral / active EE | $3,180 | $5,256-39.5% | $4,654-31.7% | $6,342-49.9% |
| Admin fee / account holder | $3,131 | $7,973-60.7% | $6,754-53.6% | $12,312-74.6% |