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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,572 | $127,387+48.8% | $115,038+64.8% | $125,389+51.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 3.25% | 31.28%-28.0pp | 26.14%-22.9pp | 282.24%-279.0pp |
| Employer contribution / active EE | $7,708 | $5,166+49.2% | $4,608+67.3% | $4,866+58.4% |
| Participant deferral / active EE | $3,926 | $6,423-38.9% | $6,026-34.8% | $5,352-26.6% |
| Admin fee / account holder | $6,509 | $9,516-31.6% | $8,175-20.4% | $9,541-31.8% |