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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,112 | $165,399+1.0% | $149,745+11.6% | $158,982+5.1% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 15.55% | 348.34%-332.8pp | 276.72%-261.2pp | 302.99%-287.4pp |
| Employer contribution / active EE | $13,434 | $5,105+163.2% | $4,646+189.2% | $4,763+182.1% |
| Participant deferral / active EE | $14,790 | $7,183+105.9% | $6,843+116.1% | $5,983+147.2% |
| Admin fee / account holder | $26,837 | $10,811+148.2% | $9,312+188.2% | $11,252+138.5% |