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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,098 | $157,304-37.6% | $141,197-30.5% | $152,909-35.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.62% | 64.34%-42.7pp | 71.41%-49.8pp | 345.46%-323.8pp |
| Employer contribution / active EE | $8,334 | $5,263+58.4% | $4,736+76.0% | $4,764+74.9% |
| Participant deferral / active EE | $10,400 | $7,111+46.2% | $6,710+55.0% | $5,851+77.7% |
| Admin fee / account holder | $3,219 | $12,126-73.5% | $10,265-68.6% | $11,601-72.3% |