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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,003 | $149,778-50.6% | $118,946-37.8% | $158,966-53.4% |
| Participation rate | 50.0% | 82.1%-32.1pp | 75.4%-25.4pp | 82.0%-32.0pp |
| Annual return | 24.55% | 19.95%+4.6pp | 35.89%-11.3pp | 302.95%-278.4pp |
| Employer contribution / active EE | $11,178 | $4,117+171.5% | $3,263+242.5% | $4,762+134.7% |
| Participant deferral / active EE | $4,993 | $5,225-4.4% | $4,266+17.1% | $5,983-16.5% |
| Admin fee / account holder | $1,159 | $8,604-86.5% | $6,581-82.4% | $11,250-89.7% |