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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,284 | $162,136-45.5% | $152,301-42.0% | $154,746-42.9% |
| Participation rate | 56.5% | 84.1%-27.6pp | 82.4%-25.9pp | 80.7%-24.2pp |
| Annual return | 16.02% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $1,548 | $4,890-68.3% | $4,624-66.5% | $4,379-64.6% |
| Participant deferral / active EE | $5,311 | $8,341-36.3% | $8,004-33.6% | $6,730-21.1% |
| Admin fee / account holder | $1,577 | $15,759-90.0% | $14,398-89.0% | $14,365-89.0% |