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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,408 | $148,623-63.4% | $135,974-60.0% | $139,466-61.0% |
| Participation rate | 52.6% | 83.9%-31.2pp | 81.9%-29.3pp | 80.3%-27.7pp |
| Annual return | 21.07% | 79.30%-58.2pp | 68.30%-47.2pp | 373.66%-352.6pp |
| Employer contribution / active EE | $1,626 | $5,246-69.0% | $4,859-66.5% | $4,754-65.8% |
| Participant deferral / active EE | $6,281 | $8,103-22.5% | $7,760-19.1% | $6,712-6.4% |
| Admin fee / account holder | $764 | $12,406-93.8% | $10,767-92.9% | $11,409-93.3% |