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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,284 | $196,972-55.2% | $182,262-51.6% | $198,609-55.5% |
| Participation rate | 56.5% | 85.7%-29.2pp | 84.2%-27.7pp | 82.4%-25.9pp |
| Annual return | 16.02% | 158.27%-142.3pp | 140.60%-124.6pp | 202.70%-186.7pp |
| Employer contribution / active EE | $1,548 | $5,364-71.1% | $5,046-69.3% | $5,055-69.4% |
| Participant deferral / active EE | $5,311 | $8,643-38.5% | $8,276-35.8% | $6,977-23.9% |
| Admin fee / account holder | $1,577 | $18,429-91.4% | $16,712-90.6% | $19,030-91.7% |