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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,284 | $154,228-42.8% | $145,433-39.3% | $137,256-35.7% |
| Participation rate | 56.5% | 83.8%-27.3pp | 82.1%-25.6pp | 80.0%-23.4pp |
| Annual return | 16.02% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,548 | $4,804-67.8% | $4,554-66.0% | $4,156-62.7% |
| Participant deferral / active EE | $5,311 | $8,216-35.4% | $7,897-32.7% | $6,407-17.1% |
| Admin fee / account holder | $1,577 | $14,344-89.0% | $13,129-88.0% | $12,270-87.1% |