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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA1 year Service code 15 · EIN 47-0322111 | Recordkeeping | $2,150 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,112 | $49,940-23.7% | $95,740-60.2% | $74,460-48.8% |
| Participation rate | 35.1% | 66.8%-31.7pp | 72.3%-37.2pp | 70.7%-35.6pp |
| Annual return | 19.38% | 24.92%-5.5pp | 28.41%-9.0pp | 34.38%-15.0pp |
| Employer contribution / active EE | $953 | $1,639-41.9% | $2,836-66.4% | $2,638-63.9% |
| Participant deferral / active EE | $1,769 | $3,753-52.9% | $4,244-58.3% | $4,530-61.0% |
| Admin fee / account holder | $15 | $300-95.2% | $5,676-99.7% | $348-95.8% |