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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,301 | $56,110-42.4% | $94,993-66.0% | $70,126-53.9% |
| Participation rate | 58.9% | 65.0%-6.1pp | 73.9%-15.0pp | 69.5%-10.6pp |
| Annual return | 24.04% | 51.02%-27.0pp | 27.14%-3.1pp | 73.15%-49.1pp |
| Employer contribution / active EE | $1,172 | $1,442-18.7% | $2,603-55.0% | $2,343-50.0% |
| Participant deferral / active EE | $2,615 | $2,391+9.4% | $3,317-21.2% | $3,332-21.5% |
| Admin fee / account holder | $144 | $3,456-95.8% | $4,960-97.1% | $4,645-96.9% |