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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,739 | $165,361-44.5% | $149,715-38.7% | $158,950-42.3% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 20.34% | 348.24%-327.9pp | 276.66%-256.3pp | 302.91%-282.6pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,756 | $7,182-61.6% | $6,842-59.7% | $5,983-53.9% |
| Admin fee / account holder | $187 | $10,808-98.3% | $9,310-98.0% | $11,248-98.3% |