Retirement plan

LUND FOOD HOLDINGS, INC. 401(K) PLAN

Name: LUND FOOD HOLDINGS, INC. - LUND FOOD HOLDINGS, INC. 401(K) PLAN (2018) Form 5500
Creator: LUND FOOD HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LUND FOOD HOLDINGS, INC. 401(K) PLAN, LUND FOOD HOLDINGS, INC.

LUND FOOD HOLDINGS, INC.EIN 41-1865892Plan #004PY 2018

4100 W. 50TH STREET - EDINA, MN 55424952-927-3663LinkedIn1-10 employeesretail

Other plans on this EIN

2 filings

#001Retirement-$57.8M assets #003Retirement-$2.0M assets

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed March 6, 2026 (most recent of 2 filings on file)

Plan administrator

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4100 W 50th St Suite 2100

Edina, MN 55424

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Plans declared (1)

LUND FOOD HOLDINGS, INC. STOCK APPPRECIATION RIGHTS PLAN15 emp

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Total assets (EOY)

$27.6M

+11.0% from 2017

Total participants

1,951

+5.7% from 2017

Average account balance

$16,737

+2.0% from 2017

Annual return

-5.61%

-19.88 pp from 2017

Benchmarks

See 346 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort346 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$66.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,723

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$70

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Filed as: GREAT-WEST LIFE & ANNUITY COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$50,983
RSM US LLP4+ years Service code 10 5155 PAYSPHERE CIRCLE · CHICAGO, IL 60674	Accounting	$15,330
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$10,958
NEWPORT GROUP, INC.3 years Filed as: NEWPORT GROUP INC Service code 13 300 PRIMERA BLVD STE 200 · LAKE MARY, FL 32746	Contract Administrator	$5,415

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$83K

$55 / participant

Contract admin$83K100.0%

% of EOY assets

0.300%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,737

$33,780-50.5%

$74,551-77.5%

$75,289-77.8%

Participation rate

79.7%

62.7%+17.0pp

69.1%+10.6pp

72.4%+7.3pp

Annual return

-5.61%

-1.24%-4.4pp

32.53%-38.1pp

-0.04%-5.6pp

Employer contribution / active EE

$3,119

$845+269.1%

$1,961+59.1%

$2,405+29.7%

Participant deferral / active EE

$801

$1,890-57.6%

$3,108-74.2%

$3,739-78.6%

Admin fee / account holder

$50

$86-41.9%

$5,059-99.0%

$102-51.0%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Filed as: GREAT-WEST LIFE & ANNUITY COMPANY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$50,983

RSM US LLP4+ years

Service code 10

5155 PAYSPHERE CIRCLE · CHICAGO, IL 60674

Accounting

$15,330

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$10,958

NEWPORT GROUP, INC.3 years

Filed as: NEWPORT GROUP INC

Service code 13

300 PRIMERA BLVD STE 200 · LAKE MARY, FL 32746

Contract Administrator

$5,415

LUND FOOD HOLDINGS, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LUND FOOD HOLDINGS, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion