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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,527 | $99,652+9.9% | $78,778+39.0% | $147,585-25.8% |
| Participation rate | 75.0% | 76.2%-1.2pp | 69.2%+5.8pp | 82.8%-7.8pp |
| Annual return | 14.36% | 47.28%-32.9pp | 35.62%-21.3pp | 578.58%-564.2pp |
| Employer contribution / active EE | $1,630 | $2,796-41.7% | $1,986-17.9% | $4,876-66.6% |
| Participant deferral / active EE | $4,375 | $3,664+19.4% | $2,958+47.9% | $5,439-19.6% |
| Admin fee / account holder | $1,388 | $7,155-80.6% | $5,134-73.0% | $10,886-87.3% |