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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,509 | $93,346-3.0% | $71,796+26.1% | $273,972-67.0% |
| Participation rate | 91.7% | 76.5%+15.1pp | 69.1%+22.6pp | 83.0%+8.7pp |
| Annual return | 10.90% | 130.39%-119.5pp | 78.04%-67.1pp | 41.46%-30.6pp |
| Employer contribution / active EE | $2,124 | $2,733-22.3% | $1,924+10.4% | $4,869-56.4% |
| Participant deferral / active EE | $6,042 | $3,475+73.9% | $2,794+116.2% | $5,287+14.3% |
| Admin fee / account holder | $2,709 | $6,571-58.8% | $4,815-43.7% | $10,133-73.3% |