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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,402 | $72,492-11.2% | $87,102-26.1% | $72,983-11.8% |
| Participation rate | 77.9% | 72.8%+5.1pp | 76.9%+1.1pp | 69.5%+8.5pp |
| Annual return | 10.12% | 24.46%-14.3pp | 28.19%-18.1pp | 81.01%-70.9pp |
| Employer contribution / active EE | $782 | $1,894-58.7% | $2,521-69.0% | $2,440-67.9% |
| Participant deferral / active EE | $2,162 | $3,270-33.9% | $4,048-46.6% | $3,608-40.1% |
| Admin fee / account holder | $11,030 | $5,055+118.2% | $7,491+47.2% | $5,124+115.3% |