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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,060 | $125,237-84.0% | $105,608-81.0% | $145,877-86.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.47% | 225.76%-214.3pp | 116.50%-105.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,761 | $3,720-25.8% | $3,167-12.8% | $4,663-40.8% |
| Participant deferral / active EE | $5,183 | $5,711-9.2% | $5,010+3.5% | $6,691-22.5% |
| Admin fee / account holder | $2,317 | $17,287-86.6% | $11,028-79.0% | $13,402-82.7% |