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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,689 | $89,364-9.7% | $141,177-42.8% | $72,983+10.6% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 26.22% | 111.86%-85.6pp | 71.40%-45.2pp | 81.01%-54.8pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $8,719 | $5,419+60.9% | $6,710+29.9% | $3,608+141.7% |
| Admin fee / account holder | $4,074 | $5,959-31.6% | $10,263-60.3% | $5,124-20.5% |