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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,510 | $92,219-73.4% | $76,768-68.1% | $135,379-81.9% |
| Participation rate | 80.0% | 79.8%+0.2pp | 77.0%+3.0pp | 82.6%-2.6pp |
| Annual return | -16.25% | 5.46%-21.7pp | 2.43%-18.7pp | 519.79%-536.0pp |
| Employer contribution / active EE | $2,949 | $3,216-8.3% | $2,485+18.7% | $4,779-38.3% |
| Participant deferral / active EE | $7,223 | $4,508+60.2% | $3,852+87.5% | $5,609+28.8% |
| Admin fee / account holder | $943 | $10,749-91.2% | $6,675-85.9% | $10,828-91.3% |