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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,870 | $65,361-63.5% | $92,903-74.3% | $72,983-67.3% |
| Participation rate | 86.5% | 68.3%+18.2pp | 76.0%+10.5pp | 69.5%+17.1pp |
| Annual return | -0.60% | 42.11%-42.7pp | 109.43%-110.0pp | 81.01%-81.6pp |
| Employer contribution / active EE | $1,459 | $2,594-43.8% | $3,653-60.1% | $2,440-40.2% |
| Participant deferral / active EE | $2,021 | $3,128-35.4% | $4,238-52.3% | $3,608-44.0% |
| Admin fee / account holder | $3,344 | $4,251-21.3% | $5,795-42.3% | $5,124-34.7% |