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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,280 | $67,606-44.9% | $82,313-54.7% | $70,124-46.8% |
| Participation rate | 78.3% | 72.8%+5.6pp | 76.9%+1.4pp | 69.5%+8.8pp |
| Annual return | 14.45% | 21.57%-7.1pp | 25.88%-11.4pp | 73.14%-58.7pp |
| Employer contribution / active EE | $2,048 | $1,755+16.7% | $2,428-15.7% | $2,342-12.6% |
| Participant deferral / active EE | $3,507 | $2,987+17.4% | $3,706-5.4% | $3,332+5.3% |
| Admin fee / account holder | $2,869 | $4,512-36.4% | $5,608-48.8% | $4,645-38.2% |