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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,309 | $148,623+45.5% | $135,974+59.1% | $139,466+55.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.33% | 79.30%-64.0pp | 68.30%-53.0pp | 373.66%-358.3pp |
| Employer contribution / active EE | $11,431 | $5,246+117.9% | $4,859+135.3% | $4,754+140.5% |
| Participant deferral / active EE | $19,374 | $8,103+139.1% | $7,760+149.7% | $6,712+188.7% |
| Admin fee / account holder | $6,785 | $12,406-45.3% | $10,767-37.0% | $11,409-40.5% |