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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,243 | $176,077+21.1% | $159,455+33.7% | $167,518+27.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.56% | 331.83%-315.3pp | 263.63%-247.1pp | 478.71%-462.2pp |
| Employer contribution / active EE | $689 | $5,298-87.0% | $4,830-85.7% | $4,838-85.8% |
| Participant deferral / active EE | $4,175 | $7,751-46.1% | $7,353-43.2% | $6,342-34.2% |
| Admin fee / account holder | $13,375 | $12,556+6.5% | $10,800+23.8% | $12,312+8.6% |