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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL TELESIS1+ years Service code 55 · EIN 68-0279977 | Other Commissions | $20,296 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,613 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,738 | $55,182-44.3% | $73,309-58.1% | $55,191-44.3% |
| Participation rate | 40.7% | 73.9%-33.2pp | 74.9%-34.2pp | 69.2%-28.5pp |
| Annual return | 1.70% | 8.55%-6.8pp | 5.67%-4.0pp | 10.78%-9.1pp |
| Employer contribution / active EE | $0 | $1,935-100.0% | $3,237-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $3,937 | $4,641-15.2% | $4,991-21.1% | $3,046+29.2% |
| Admin fee / account holder | $11 | $68-83.4% | $5,635-99.8% | $91-87.5% |