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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,391 | $127,790+193.0% | $106,555+251.4% | $167,536+123.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 14.52% | 33.88%-19.4pp | 26.80%-12.3pp | 478.82%-464.3pp |
| Employer contribution / active EE | $4,166 | $3,428+21.6% | $2,819+47.8% | $4,839-13.9% |
| Participant deferral / active EE | $11,603 | $5,088+128.0% | $4,399+163.8% | $6,342+82.9% |
| Admin fee / account holder | $1,156 | $11,229-89.7% | $7,408-84.4% | $12,315-90.6% |