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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,058 | $116,203+148.8% | $93,621+208.8% | $152,909+89.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 24.66% | 35.96%-11.3pp | 32.76%-8.1pp | 345.46%-320.8pp |
| Employer contribution / active EE | $15,434 | $3,219+379.4% | $2,719+467.7% | $4,764+224.0% |
| Participant deferral / active EE | $14,143 | $4,605+207.2% | $4,070+247.5% | $5,851+141.7% |
| Admin fee / account holder | $17,310 | $10,751+61.0% | $7,890+119.4% | $11,601+49.2% |