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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,327 | $95,193-47.1% | $76,523-34.2% | $135,382-62.8% |
| Participation rate | 54.5% | 74.4%-19.8pp | 68.0%-13.5pp | 82.6%-28.1pp |
| Annual return | -7.66% | 4.85%-12.5pp | -0.27%-7.4pp | 519.77%-527.4pp |
| Employer contribution / active EE | $983 | $3,302-70.2% | $2,647-62.9% | $4,779-79.4% |
| Participant deferral / active EE | $5,220 | $4,639+12.5% | $3,835+36.1% | $5,609-6.9% |
| Admin fee / account holder | $1,775 | $6,249-71.6% | $4,848-63.4% | $10,829-83.6% |