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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,445 | $91,537+15.2% | $130,045-18.9% | $75,173+40.3% |
| Participation rate | 70.5% | 71.5%-1.0pp | 78.5%-8.0pp | 67.2%+3.3pp |
| Annual return | 22.98% | -631.55%+654.5pp | -137.30%+160.3pp | 160.72%-137.7pp |
| Employer contribution / active EE | $2,805 | $2,845-1.4% | $4,321-35.1% | $2,671+5.0% |
| Participant deferral / active EE | $6,526 | $4,343+50.3% | $5,820+12.1% | $4,126+58.2% |
| Admin fee / account holder | $968 | $6,780-85.7% | $10,600-90.9% | $5,651-82.9% |