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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,741 | $98,776+8.1% | $149,745-28.7% | $79,856+33.7% |
| Participation rate | 91.9% | 75.8%+16.1pp | 82.5%+9.4pp | 69.6%+22.3pp |
| Annual return | 25.04% | 27.38%-2.3pp | 276.72%-251.7pp | 31.71%-6.7pp |
| Employer contribution / active EE | $2,857 | $3,217-11.2% | $4,646-38.5% | $2,471+15.6% |
| Participant deferral / active EE | $9,526 | $5,681+67.7% | $6,843+39.2% | $3,741+154.7% |
| Admin fee / account holder | $7,149 | $6,053+18.1% | $9,312-23.2% | $5,306+34.7% |