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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,855 | $89,370+10.6% | $141,197-30.0% | $72,976+35.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 34.19% | 111.88%-77.7pp | 71.41%-37.2pp | 81.02%-46.8pp |
| Employer contribution / active EE | $4,134 | $3,115+32.7% | $4,736-12.7% | $2,440+69.4% |
| Participant deferral / active EE | $10,202 | $5,419+88.3% | $6,710+52.0% | $3,608+182.8% |
| Admin fee / account holder | $879 | $5,957-85.2% | $10,265-91.4% | $5,124-82.8% |