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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,797 | $97,550+30.0% | $120,344+5.4% | $87,485+44.9% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.7%-14.2pp | 68.9%-6.4pp |
| Annual return | 16.72% | 18.41%-1.7pp | 20.30%-3.6pp | 26.06%-9.3pp |
| Employer contribution / active EE | $2,000 | $2,291-12.7% | $3,020-33.8% | $2,596-23.0% |
| Participant deferral / active EE | $4,547 | $4,230+7.5% | $5,135-11.4% | $4,274+6.4% |
| Admin fee / account holder | $176 | $9,543-98.2% | $12,742-98.6% | $7,775-97.7% |