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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,595 | $142,361-61.7% | $119,608-54.4% | $134,509-59.4% |
| Participation rate | 58.3% | 82.8%-24.5pp | 79.3%-20.9pp | 81.2%-22.9pp |
| Annual return | -18.32% | -12.46%-5.9pp | -14.98%-3.3pp | 418.13%-436.5pp |
| Employer contribution / active EE | $1,346 | $5,224-74.2% | $4,232-68.2% | $4,741-71.6% |
| Participant deferral / active EE | $3,644 | $6,468-43.7% | $5,601-35.0% | $6,400-43.1% |
| Admin fee / account holder | $5,527 | $13,588-59.3% | $10,326-46.5% | $11,427-51.6% |