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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,734 | $106,008+362.9% | $92,240+432.0% | $147,586+232.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.59% | 50.05%-34.5pp | 176.29%-160.7pp | 578.59%-563.0pp |
| Employer contribution / active EE | $13,627 | $4,333+214.5% | $3,680+270.3% | $4,876+179.5% |
| Participant deferral / active EE | $8,482 | $4,478+89.4% | $3,897+117.7% | $5,439+56.0% |
| Admin fee / account holder | $1,528 | $6,333-75.9% | $5,194-70.6% | $10,886-86.0% |