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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,161 | $87,546+296.5% | $75,784+358.1% | $125,389+176.9% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -2.85% | 13.49%-16.3pp | 9.68%-12.5pp | 282.24%-285.1pp |
| Employer contribution / active EE | $12,656 | $3,930+222.0% | $3,323+280.8% | $4,866+160.1% |
| Participant deferral / active EE | $8,438 | $4,230+99.5% | $3,652+131.1% | $5,352+57.7% |
| Admin fee / account holder | $1,277 | $6,503-80.4% | $5,300-75.9% | $9,541-86.6% |