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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,138 | $54,380+52.9% | $68,509+21.4% | $59,633+39.4% |
| Participation rate | 69.2% | 70.2%-1.0pp | 74.7%-5.5pp | 68.7%+0.6pp |
| Annual return | -0.79% | 2.83%-3.6pp | 8.27%-9.1pp | 2041.45%-2042.2pp |
| Employer contribution / active EE | $326 | $1,539-78.8% | $2,278-85.7% | $2,203-85.2% |
| Participant deferral / active EE | $3,265 | $2,643+23.5% | $3,382-3.5% | $3,192+2.3% |
| Admin fee / account holder | $8,073 | $3,885+107.8% | $5,275+53.1% | $4,297+87.9% |