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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,653 | $54,541-71.3% | $78,778-80.1% | $70,126-77.7% |
| Participation rate | 50.0% | 60.8%-10.8pp | 69.2%-19.2pp | 69.5%-19.5pp |
| Annual return | 19.54% | 21.07%-1.5pp | 35.62%-16.1pp | 73.15%-53.6pp |
| Employer contribution / active EE | $510 | $1,089-53.2% | $1,986-74.3% | $2,343-78.2% |
| Participant deferral / active EE | $1,070 | $2,210-51.6% | $2,958-63.8% | $3,332-67.9% |
| Admin fee / account holder | $225 | $3,709-93.9% | $5,134-95.6% | $4,645-95.2% |