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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,478 | $127,790-66.0% | $106,555-59.2% | $167,536-74.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.26% | 33.88%-26.6pp | 26.80%-19.5pp | 478.82%-471.6pp |
| Employer contribution / active EE | $5,988 | $3,428+74.7% | $2,819+112.4% | $4,839+23.7% |
| Participant deferral / active EE | $3,718 | $5,088-26.9% | $4,399-15.5% | $6,342-41.4% |
| Admin fee / account holder | $4,669 | $11,229-58.4% | $7,408-37.0% | $12,315-62.1% |