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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,000 | $118,708-68.8% | $98,920-62.6% | $158,982-76.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 11.34% | 372.49%-361.1pp | 196.47%-185.1pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,389 | $3,334-28.3% | $2,689-11.2% | $4,763-49.8% |
| Participant deferral / active EE | $3,571 | $5,089-29.8% | $4,245-15.9% | $5,983-40.3% |
| Admin fee / account holder | $2,136 | $10,134-78.9% | $6,643-67.8% | $11,252-81.0% |