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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,548 | $89,259+25.0% | $107,187+4.1% | $82,637+35.0% |
| Participation rate | 64.4% | 67.9%-3.5pp | 75.0%-10.6pp | 68.1%-3.6pp |
| Annual return | 19.95% | 21.02%-1.1pp | 204.55%-184.6pp | 53.51%-33.6pp |
| Employer contribution / active EE | $2,321 | $3,080-24.7% | $3,782-38.6% | $2,552-9.1% |
| Participant deferral / active EE | $4,854 | $4,037+20.2% | $5,096-4.7% | $4,126+17.6% |
| Admin fee / account holder | $3,092 | $7,381-58.1% | $9,162-66.3% | $7,339-57.9% |