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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,694 | $55,423-51.8% | $155,602-82.8% | $74,400-64.1% |
| Participation rate | 23.6% | 61.9%-38.2pp | 78.2%-54.6pp | 67.2%-43.6pp |
| Annual return | 13.60% | 269.07%-255.5pp | 64.81%-51.2pp | 1367.51%-1353.9pp |
| Employer contribution / active EE | $635 | $2,266-72.0% | $4,675-86.4% | $2,624-75.8% |
| Participant deferral / active EE | $1,153 | $2,835-59.3% | $5,629-79.5% | $4,348-73.5% |
| Admin fee / account holder | $2,475 | $1,744+41.9% | $15,923-84.5% | $1,944+27.3% |