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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,258 | $160,040+143.9% | $147,096+165.3% | $145,877+167.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.56% | 98.49%-87.9pp | 419.75%-409.2pp | 551.28%-540.7pp |
| Employer contribution / active EE | $3,576 | $5,289-32.4% | $4,936-27.5% | $4,663-23.3% |
| Participant deferral / active EE | $7,152 | $8,429-15.1% | $8,071-11.4% | $6,691+6.9% |
| Admin fee / account holder | $25,773 | $15,050+71.2% | $13,005+98.2% | $13,402+92.3% |