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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,056 | $148,623+146.3% | $135,974+169.2% | $139,466+162.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.08% | 79.30%-65.2pp | 68.30%-54.2pp | 373.66%-359.6pp |
| Employer contribution / active EE | $3,669 | $5,246-30.1% | $4,859-24.5% | $4,754-22.8% |
| Participant deferral / active EE | $7,338 | $8,103-9.4% | $7,760-5.4% | $6,712+9.3% |
| Admin fee / account holder | $58,306 | $12,406+370.0% | $10,767+441.5% | $11,409+411.1% |