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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,460 | $91,179-79.8% | $178,499-89.7% | $79,852-76.9% |
| Participation rate | 51.8% | 69.2%-17.4pp | 81.9%-30.2pp | 69.6%-17.9pp |
| Annual return | 19.12% | 24.19%-5.1pp | 151.10%-132.0pp | 31.72%-12.6pp |
| Employer contribution / active EE | $885 | $3,256-72.8% | $5,011-82.3% | $2,471-64.2% |
| Participant deferral / active EE | $2,238 | $3,236-30.8% | $5,202-57.0% | $3,740-40.2% |
| Admin fee / account holder | $331 | $6,749-95.1% | $13,986-97.6% | $5,306-93.8% |