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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,574 | $135,956-84.1% | $123,894-82.6% | $273,972-92.1% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 4.73% | 56.63%-51.9pp | 47.52%-42.8pp | 41.46%-36.7pp |
| Employer contribution / active EE | $3,298 | $5,170-36.2% | $4,617-28.6% | $4,869-32.3% |
| Participant deferral / active EE | $4,385 | $6,343-30.9% | $5,984-26.7% | $5,287-17.1% |
| Admin fee / account holder | $26,495 | $9,817+169.9% | $8,357+217.0% | $10,133+161.5% |