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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,157 | $148,582+116.8% | $135,942+137.0% | $139,456+131.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -8.84% | 79.26%-88.1pp | 68.28%-77.1pp | 373.45%-382.3pp |
| Employer contribution / active EE | $2,765 | $5,245-47.3% | $4,858-43.1% | $4,753-41.8% |
| Participant deferral / active EE | $11,072 | $8,101+36.7% | $7,759+42.7% | $6,711+65.0% |
| Admin fee / account holder | $2,945 | $12,402-76.3% | $10,764-72.6% | $11,407-74.2% |