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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,816 | $125,237-75.4% | $105,608-70.8% | $145,877-78.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.04% | 225.76%-215.7pp | 116.50%-106.5pp | 551.28%-541.2pp |
| Employer contribution / active EE | $10,623 | $3,720+185.5% | $3,167+235.4% | $4,663+127.8% |
| Participant deferral / active EE | $18,305 | $5,711+220.5% | $5,010+265.4% | $6,691+173.6% |
| Admin fee / account holder | $12,178 | $17,287-29.6% | $11,028+10.4% | $13,402-9.1% |