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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,351 | $76,371-68.1% | $93,621-74.0% | $72,976-66.6% |
| Participation rate | 95.1% | 71.8%+23.4pp | 75.8%+19.3pp | 69.5%+25.6pp |
| Annual return | 19.02% | 25.82%-6.8pp | 32.76%-13.7pp | 81.02%-62.0pp |
| Employer contribution / active EE | $1,939 | $2,276-14.8% | $2,719-28.7% | $2,440-20.5% |
| Participant deferral / active EE | $3,010 | $3,538-14.9% | $4,070-26.0% | $3,608-16.6% |
| Admin fee / account holder | $512 | $6,839-92.5% | $7,890-93.5% | $5,124-90.0% |